help guide him, and he'll set money aside from his first day of work to his last, which isn't rocket science. it's just common sense. from td ameritrade. >>> welcome back. inside the five minute mark here. let's review. >> yep. >> headline risk is what they call it. looked like we were off to the races first thing this morning. dow was in all-time high territory. s&p was this close. then the dutch finance minister came out and said, you know that bailout deal we came up with yesterday, that could be a template for future deals here in europe. this is what the market did. we fell out of bed. a 50-point gain became a 100-some-odd-point decline. around 1:00 eastern time he came out and said, you know, maybe cyprus is a special situation. and the market did recover. but not everything that we had gained on the morning. we've gone sideways since then. we're coming back a little bit here, down 50 points. it took its toll on the euro. that's really what this is all about. remember, as the euro goes, so goes the u.s. equity market. and the euro was continuing lower on the feeling that maybe the cypr